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SCHEELS Visa: Apply Today to Reward Your Passion | SCHEELS.com

Now through October 28th, 2026

Enjoy $75 OffÂč when instantly approved online

Available for use with your SCHEELS¼ VISA¼ Card. Earn points for every purchase! Must apply here for this offer. Offers vary elsewhere.†

Everyday Benefits

  • 3 points per $1; spent on SCHEELS purchases.3
  • 1 point per $1; spent everywhere else.3
  • $25 Gift Cards; automatically awarded for every 2,500 points you earn.3
  • 1,500 Bonus Points; after the first purchase made with your card outside of SCHEELS.3

Special Financing

  • 0% APRÂČ for 6 months anytime you spend $500 or more at SCHEELS
  • After 6 months, APR will be a variable 26.24%ÂČ based on Prime Rate
  • Minimum monthly payments required

Purchase Security⁎

  • Protects nearly every item you purchase against theft, accidental damage, and fire at no cost
  • Double the original manufacturer’s U.S. warranty—up to 12 additional months—on nearly every item

Receive Digital Gift Cards

Reward Your Adventure

For instant access to the gift cards you earn, link your digital rewards to your MySCHEELS account online or in the app.

Need to Build Your Credit?

Learn about our SCHEELSÂź Secured VisaÂź Card

SCHEELSÂź Premier EditionÂź VISAÂź

Do you want even more benefits?

Qualify for the SCHEELSÂź Premier EditionÂź VisaÂź by spending $25,000 or more on your card in a calendar year. You'll enjoy unmatched benefits, like 5 POINTS for every $1 spent at SCHEELS* and 1.5 POINTS per $1 spent everywhere else*.

TERMS & CONDITIONS

†Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.

Special Financing Details: Purchases in which single or multiple items are purchased in the same transaction totaling at least $500.00 at SCHEELS will be referred to as "Eligible Purchases" in your Summary of Credit Terms. All transactions are subject to approval. Accounts are eligible only if they are open, in good standing, and not already subject to special terms. All other terms of your account remain in effect. 6 months means at least 180 days (may appear on more than 6 statements).

Âč Offer good on new SCHEELS Visa accounts only, subject to credit approval. If instantly approved, a $75 offer will be added to your MySCHEELS account for use online or in-store with a new SCHEELS Visa. Please allow up to 48 hours to receive the offer. If not instantly approved, First National Bank of Omaha (FNBOÂź) will give you a final response on your application within 2 to 4 weeks after applying, and if approved, a $75 offer will be added to your MySCHEELS account for use online or in-store with a new SCHEELS Visa.

ÂČ For additional information about Annual Percentage Rates (APRs), fees, and other costs, see the Summary of Credit Terms.

Âł See the Rewards Terms and Conditions for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).

⁎ See the Benefits Guide for details.

SCHEELSÂź is a federally registered trademark of SCHEELS All Sports Inc.

Cards are issued by First National Bank of Omaha (FNBOÂź), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.